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Pricing

Plans built around verification volume.

Bank verification and stacking intelligence for MCA lenders.

Every plan is a monthly credit allowance across four verification methods. Prices and credit costs below are read from the live plan API, the same data the registration flow uses.

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Plans

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BYOP means Bring Your Own Plaid: Bank Connect runs on your company's Plaid keys.

A credit pays for one verification; how many it uses depends on the method. DV means duplicate verification: an alert when another FinClarity lender has already verified the same business.

4 BYOP plans shown

Starter Plan

$299/monthly

25 Monthly Credits

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25 monthly credits
Finclarity Link 1 credit · Manual 0.5 credits · Share Screen 0.5 credits
Bank Connect 0 credits with your own Plaid keys
DV + FundLock alerts
2-year statement PDFs

Growth Plan

$799/monthly

75 Monthly Credits

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75 monthly credits
Finclarity Link 1 credit · Manual 0.5 credits · Share Screen 0.5 credits
Bank Connect 0 credits with your own Plaid keys
DV + FundLock alerts
2-year statement PDFs

Scale Plan

$1,999/monthly

200 Monthly Credits

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200 monthly credits
Finclarity Link 1 credit · Manual 0.5 credits · Share Screen 0.5 credits
Bank Connect 0 credits with your own Plaid keys
DV + FundLock alerts
2-year statement PDFs

BYOP Plan

$1,499/monthly flat

Flat Platform Fee

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Flat platform fee
Bank Connect 0 credits with your own Plaid keys
Finclarity Link 1 credit · Manual 0.5 credits · Share Screen 0.5 credits
DV + FundLock alerts
2-year statement PDFs

Bring Your Own Plaid (BYOP) guarantee

Bank Connect runs on your company's Plaid production keys, so you keep your Plaid contract, dashboard and direct bank rates. FinClarity never provisions or resells Plaid access. Finclarity Link is available when you would rather not use Plaid at all. Unused credits reset each billing cycle; extra credit packs are available in billing.

Credit cost by method

What each verification spends.

Costs are charged when a verification is created, regardless of outcome. Bank Connect is free on BYOP because it runs on your own Plaid keys.

MethodCredits
Finclarity Link1 credit
Bank Connect (Plaid)0 credits
Manual0.5 credits
Share Screen0.5 credits

Billing questions

Before you sign up.

If your volume needs a custom arrangement, tell us the monthly verification count and the mix of methods. We will price it.

sales@finclarity.io
What is a credit?
A credit is the unit that pays for a verification. Costs differ by method: Finclarity Link is 1 credit, Bank Connect on your own Plaid keys is 0 credits, and Manual and Share Screen are 0.5 credits each. The table on this page is read from the live plan data.
How many verification methods are there?
Four: Finclarity Link (hosted bank connection), Bank Connect (Plaid on your own keys), Manual (supervised Chrome-extension recording) and Share Screen (live meeting with the borrower). Every method writes into the same verification file.
Do credits expire?
Unused credits reset at the end of each billing cycle, as set out in the Terms of Service. Credits are charged when a verification is created, regardless of outcome.
What happens when credits run low?
The dashboard warns you at 10 credits and again at zero. You can add a credit pack from billing without changing plans.
Can we bring our own Plaid account?
Yes. Bank Connect runs on your own Plaid production keys, and you keep your Plaid contract, dashboard and bank rates. FinClarity never resells or provisions Plaid access. If you do not have Plaid, use Finclarity Link instead.
Is there a free trial or demo account?
No. Accounts are created through sign-up, and plans are billed monthly.